Mobile Banking App: Money Transfer & Paying Bills Online

Mobile banking app

Digitisation has rapidly revolutionised the banking and finance sector. Now every financial institution has its online platform to help its users. Hence, the days of waiting in long queues for hours have gone, as you can now access your bank account anytime, anywhere, using a mobile banking app. 

How to Transfer Money With a Mobile Banking App?

Using an online banking app is easy and simple. You only need a good internet connection and a device to download the app. You can easily send money to anyone in the world through such apps. It also takes a very little amount of time.

Here is a brief guide on how to transfer money - 

    1. Log in to your account in your mobile app with the proper credentials.

    2. There will be many options available on the home page. Click on the option 'transfer of money'. 

    3. Now add the details of the person you are sending the money to. 

    4. Add all the details of the account carefully. You have to enter information like the account type, IFSC code, account holder's name etc. 

    5. After confirming the details of the payee, click on 'proceed'. 

    6. Then, add the amount of money you want to transfer.

    7. After going through all the details a second time, click on 'confirm', and your transfer of funds will be successful.

How Can You Pay Bills Online?

Just like transferring money, paying bills has also become easy. Here are some steps to complete bill payments through a mobile banking app.

    1. Log in to your mobile banking app.

    2. You will see a dashboard. There, select 'bill payment'.

    3. Now select the category of the bill. Like, electricity, gas, insurance, loan repayment, water, mobile post-paid, DTH etc. The process is similar to any bill payment.

    4. After selecting the bill category, add details of the biller. 

    5. Add your consumer ID and name. The bill will be generated.

    6. Next, a confirmation page will appear. There, check all the information related to the payment of the bill.

    7. Then click 'confirm', and your bill will be successfully paid. 

ICICI Mobile banking app (iMobile Pay) is one such app to make faster and more secure financial transactions. Now you can complete all your banking work from the comfort of wherever you are.

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